Canadian Dividend and Value Investor

Financial Blog, with a Canadian perspective, geared towards index and value investment philosophies.

My Photo
Name:
Location: Milton, Ontario, Canada

Monday, August 18, 2008

Investment Philosophy

Every investor, even unknowingly, has one.

Are you investing for the short, medium or long term?
Are you growth or value orientated ? Do you know the difference?
How do you feel about risk? Aggressive or conservative?
Have you lived through market downturns, if so how did you react? what happened?

I can't answer these questions for you, as the answers are different for each individual. But I can answer them for myself, and show you my own philosophy.

I'm investing for the long term (20+ years)
I'm more value then growth orientated
I'm fine with the moderate to high risk that comes with investing mainly in a diversified equity portfolio.

I believe in low cost/expense investment and avoid any complicated or high fee/expense investments. Any mutual fund that has a MER (Management Expense Ratio) higher than 1% is too much for me. Which ends up meaning mutual funds I invest in are index related versus actively managed.

At least half of my portfolio is kept in low-cost index funds that don't attempt to beat the market, but simply match the market.

The other half is in individual equity stocks (over 5 but under 15)that I feel will be consistent in delivering profits to shareholders in the form of dividends or distributions.

You can think of the first half of the portfolio being orientated towards John Bogle's teachings while the second half partially leaning towards Benjamin Graham.

3 Comments:

Blogger Sredna said...

Your investment philosophy really resonates with me. Actually, after reading your description, I feel like I could have written it myself. Amazing. It appears as though your blog is relatively new (at least in terms of number of posts). I hope you keep posting... I'll be checking back.

November 2, 2008 at 2:27 PM  
Blogger Unknown said...

A Complete & Authentic Review of 'The Best Casino
It air jordan 18 retro men sports seems as if you're 토토 사이트 제작 샤오 미 in the middle of a show to get air jordan 18 retro yellow suede sea of gambling, and you're seeing gambling air jordan 18 retro men red to you games all over the air jordan 18 retro red to good site world. In this review, we take a look at

March 17, 2022 at 10:03 PM  
Blogger z77bexujks said...

Our team might help you design the best package for your needs, provide enterprise pricing or financing choices, assist with receiving a purchase order} order or preferred vendor processes, and more. Fortify is opening the aperture of fabric properties out there in additive manufacturing White Bath Sheets with a unique ecosystem of hardware, software program, and collaborative growth applications. Our mission is to supply an reasonably priced 3D printing service for native companies, students, and makers in Dublin County and the surrounding areas. If you're a student, please see when you qualify for our student discounthere. Patrick Holzmann is Vice Head at the Department of Innovation Management and Entrepreneurship at Alpen-Adria Universitaet Klagenfurt, Austria.

January 1, 2023 at 7:44 AM  

Post a Comment

Subscribe to Post Comments [Atom]

<< Home